SSDI Requirements

According to the Social Security disability law, not everyone can claim the Social Security Disability Insurance or SSDI. There are several requirements that you need to complete in order for you to claim the SSDI, and we are going to take a look at them in this article.

SSDI is based on the contributions you have made to the Social Security. In order to qualify for the SSDI, you need to be insured properly. There is also a minimum number of years attached to this particular requirement; you need to be insured and pay the mandatory payroll taxes for 5 of the last 10 years.

If you are disabled before you are 31 years old, you can still claim the SSDI even when the number of credits you have collected is less than stated in the requirement. If you are disabled in the age of 24, for example, you can still qualify for the SSDI as long as you have at least 6 work credits. Be sure to check with top Social Security disability lawyers for the detailed requirements.

Keep in mind that you can earn one work credit for each yearly quarter you spend employed. Be sure to gather enough work credits to qualify for the SSDI.